LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,020
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,509
−HK$2,529/mo
Today · 4.125%
HK$85,038
baseline
▲ 0.50% · 4.625%
HK$90,212
+HK$5,174/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,076/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,021
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,409
−HK$2,422/mo
Today · 4.125%
HK$93,831
baseline
▲ 0.50% · 4.625%
HK$98,776
+HK$4,945/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,662/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,024
−HK$6,021/mo
▼ 0.25% · 3.875%
HK$99,010
−HK$3,035/mo
Today · 4.125%
HK$102,045
baseline
▲ 0.50% · 4.625%
HK$108,254
+HK$6,209/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,090/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,825
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,690
−HK$2,907/mo
Today · 4.125%
HK$112,597
baseline
▲ 0.50% · 4.625%
HK$118,532
+HK$5,935/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,194/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,027
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,512
−HK$3,541/mo
Today · 4.125%
HK$119,053
baseline
▲ 0.50% · 4.625%
HK$126,297
+HK$7,244/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$238,106/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,629
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,972
−HK$3,391/mo
Today · 4.125%
HK$131,363
baseline
▲ 0.50% · 4.625%
HK$138,287
+HK$6,924/mo
Deposit HK$10.53M · loan HK$24.56M · min. income ≈ HK$262,726/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,035
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$148,516
−HK$4,552/mo
Today · 4.125%
HK$153,068
baseline
▲ 0.50% · 4.625%
HK$162,381
+HK$9,313/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$306,136/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,238
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$164,535
−HK$4,360/mo
Today · 4.125%
HK$168,895
baseline
▲ 0.50% · 4.625%
HK$177,798
+HK$8,903/mo
Deposit HK$3.51M · loan HK$31.58M · min. income ≈ HK$337,790/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,426 · Scale 2, in force from 26 Feb 2026)