LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,026
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,515
−HK$2,529/mo
Today · 4.125%
HK$85,044
baseline
▲ 0.50% · 4.625%
HK$90,219
+HK$5,175/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,088/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,028
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,416
−HK$2,422/mo
Today · 4.125%
HK$93,838
baseline
▲ 0.50% · 4.625%
HK$98,784
+HK$4,946/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,676/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,031
−HK$6,022/mo
▼ 0.25% · 3.875%
HK$99,018
−HK$3,035/mo
Today · 4.125%
HK$102,053
baseline
▲ 0.50% · 4.625%
HK$108,263
+HK$6,210/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,106/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,834
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,699
−HK$2,907/mo
Today · 4.125%
HK$112,606
baseline
▲ 0.50% · 4.625%
HK$118,541
+HK$5,935/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,212/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,036
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,521
−HK$3,541/mo
Today · 4.125%
HK$119,062
baseline
▲ 0.50% · 4.625%
HK$126,307
+HK$7,245/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,124/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,639
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,982
−HK$3,391/mo
Today · 4.125%
HK$131,373
baseline
▲ 0.50% · 4.625%
HK$138,298
+HK$6,925/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,746/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,047
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$148,528
−HK$4,552/mo
Today · 4.125%
HK$153,080
baseline
▲ 0.50% · 4.625%
HK$162,394
+HK$9,314/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$306,160/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,251
−HK$8,658/mo
▼ 0.25% · 3.875%
HK$164,548
−HK$4,361/mo
Today · 4.125%
HK$168,909
baseline
▲ 0.50% · 4.625%
HK$177,812
+HK$8,903/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$337,818/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,546 · Scale 2, in force from 26 Feb 2026)