LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,029
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$82,518
−HK$2,529/mo
Today · 4.125%
HK$85,047
baseline
▲ 0.50% · 4.625%
HK$90,222
+HK$5,175/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,094/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,031
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,419
−HK$2,422/mo
Today · 4.125%
HK$93,841
baseline
▲ 0.50% · 4.625%
HK$98,788
+HK$4,947/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,682/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,034
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,022
−HK$3,035/mo
Today · 4.125%
HK$102,057
baseline
▲ 0.50% · 4.625%
HK$108,266
+HK$6,209/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,114/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,837
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,703
−HK$2,906/mo
Today · 4.125%
HK$112,609
baseline
▲ 0.50% · 4.625%
HK$118,545
+HK$5,936/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,218/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,040
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,525
−HK$3,541/mo
Today · 4.125%
HK$119,066
baseline
▲ 0.50% · 4.625%
HK$126,311
+HK$7,245/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,132/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,644
−HK$6,734/mo
▼ 0.25% · 3.875%
HK$127,986
−HK$3,392/mo
Today · 4.125%
HK$131,378
baseline
▲ 0.50% · 4.625%
HK$138,303
+HK$6,925/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,756/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,052
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$148,532
−HK$4,553/mo
Today · 4.125%
HK$153,085
baseline
▲ 0.50% · 4.625%
HK$162,400
+HK$9,315/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$306,170/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,256
−HK$8,658/mo
▼ 0.25% · 3.875%
HK$164,554
−HK$4,360/mo
Today · 4.125%
HK$168,914
baseline
▲ 0.50% · 4.625%
HK$177,818
+HK$8,904/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$337,828/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,595 · Scale 2, in force from 26 Feb 2026)