LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,036
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,525
−HK$2,530/mo
Today · 4.125%
HK$85,055
baseline
▲ 0.50% · 4.625%
HK$90,230
+HK$5,175/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,110/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,039
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,427
−HK$2,422/mo
Today · 4.125%
HK$93,849
baseline
▲ 0.50% · 4.625%
HK$98,796
+HK$4,947/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,698/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,043
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,030
−HK$3,036/mo
Today · 4.125%
HK$102,066
baseline
▲ 0.50% · 4.625%
HK$108,276
+HK$6,210/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,132/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,847
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$109,712
−HK$2,907/mo
Today · 4.125%
HK$112,619
baseline
▲ 0.50% · 4.625%
HK$118,556
+HK$5,937/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,238/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,050
−HK$7,026/mo
▼ 0.25% · 3.875%
HK$115,535
−HK$3,541/mo
Today · 4.125%
HK$119,076
baseline
▲ 0.50% · 4.625%
HK$126,322
+HK$7,246/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,152/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,654
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$127,998
−HK$3,391/mo
Today · 4.125%
HK$131,389
baseline
▲ 0.50% · 4.625%
HK$138,315
+HK$6,926/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,778/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,064
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$148,545
−HK$4,553/mo
Today · 4.125%
HK$153,098
baseline
▲ 0.50% · 4.625%
HK$162,414
+HK$9,316/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$306,196/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,270
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$164,568
−HK$4,361/mo
Today · 4.125%
HK$168,929
baseline
▲ 0.50% · 4.625%
HK$177,833
+HK$8,904/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$337,858/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,726 · Scale 2, in force from 26 Feb 2026)