LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,037
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$82,527
−HK$2,529/mo
Today · 4.125%
HK$85,056
baseline
▲ 0.50% · 4.625%
HK$90,232
+HK$5,176/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,112/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,041
−HK$4,810/mo
▼ 0.25% · 3.875%
HK$91,429
−HK$2,422/mo
Today · 4.125%
HK$93,851
baseline
▲ 0.50% · 4.625%
HK$98,798
+HK$4,947/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,702/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,045
−HK$6,023/mo
▼ 0.25% · 3.875%
HK$99,032
−HK$3,036/mo
Today · 4.125%
HK$102,068
baseline
▲ 0.50% · 4.625%
HK$108,278
+HK$6,210/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,136/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,849
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,715
−HK$2,907/mo
Today · 4.125%
HK$112,622
baseline
▲ 0.50% · 4.625%
HK$118,558
+HK$5,936/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,244/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,052
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,538
−HK$3,541/mo
Today · 4.125%
HK$119,079
baseline
▲ 0.50% · 4.625%
HK$126,325
+HK$7,246/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,158/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,657
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$128,000
−HK$3,392/mo
Today · 4.125%
HK$131,392
baseline
▲ 0.50% · 4.625%
HK$138,318
+HK$6,926/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,784/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,067
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$148,549
−HK$4,553/mo
Today · 4.125%
HK$153,102
baseline
▲ 0.50% · 4.625%
HK$162,417
+HK$9,315/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$306,204/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,273
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$164,572
−HK$4,360/mo
Today · 4.125%
HK$168,932
baseline
▲ 0.50% · 4.625%
HK$177,837
+HK$8,905/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$337,864/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,757 · Scale 2, in force from 26 Feb 2026)