LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,040
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,530
−HK$2,530/mo
Today · 4.125%
HK$85,060
baseline
▲ 0.50% · 4.625%
HK$90,235
+HK$5,175/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,120/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,044
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,432
−HK$2,423/mo
Today · 4.125%
HK$93,855
baseline
▲ 0.50% · 4.625%
HK$98,802
+HK$4,947/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,710/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,048
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,036
−HK$3,036/mo
Today · 4.125%
HK$102,072
baseline
▲ 0.50% · 4.625%
HK$108,282
+HK$6,210/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,144/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,853
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,719
−HK$2,907/mo
Today · 4.125%
HK$112,626
baseline
▲ 0.50% · 4.625%
HK$118,563
+HK$5,937/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,252/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,057
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,542
−HK$3,542/mo
Today · 4.125%
HK$119,084
baseline
▲ 0.50% · 4.625%
HK$126,329
+HK$7,245/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,168/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,662
−HK$6,735/mo
▼ 0.25% · 3.875%
HK$128,005
−HK$3,392/mo
Today · 4.125%
HK$131,397
baseline
▲ 0.50% · 4.625%
HK$138,323
+HK$6,926/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,794/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,073
−HK$9,034/mo
▼ 0.25% · 3.875%
HK$148,554
−HK$4,553/mo
Today · 4.125%
HK$153,107
baseline
▲ 0.50% · 4.625%
HK$162,424
+HK$9,317/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$306,214/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,279
−HK$8,660/mo
▼ 0.25% · 3.875%
HK$164,578
−HK$4,361/mo
Today · 4.125%
HK$168,939
baseline
▲ 0.50% · 4.625%
HK$177,844
+HK$8,905/mo
Deposit HK$3.51M · loan HK$31.59M · min. income ≈ HK$337,878/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,814 · Scale 2, in force from 26 Feb 2026)