LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,050
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,540
−HK$2,530/mo
Today · 4.125%
HK$85,070
baseline
▲ 0.50% · 4.625%
HK$90,246
+HK$5,176/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,140/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,055
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,443
−HK$2,423/mo
Today · 4.125%
HK$93,866
baseline
▲ 0.50% · 4.625%
HK$98,814
+HK$4,948/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,732/mo (50% DSR)
Upfront cash ≈ HK$19.04M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,060
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,048
−HK$3,036/mo
Today · 4.125%
HK$102,084
baseline
▲ 0.50% · 4.625%
HK$108,295
+HK$6,211/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,168/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,866
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$109,732
−HK$2,907/mo
Today · 4.125%
HK$112,639
baseline
▲ 0.50% · 4.625%
HK$118,577
+HK$5,938/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,278/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,070
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,556
−HK$3,542/mo
Today · 4.125%
HK$119,098
baseline
▲ 0.50% · 4.625%
HK$126,344
+HK$7,246/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,196/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,676
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,020
−HK$3,392/mo
Today · 4.125%
HK$131,412
baseline
▲ 0.50% · 4.625%
HK$138,339
+HK$6,927/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,824/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,090
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$148,572
−HK$4,553/mo
Today · 4.125%
HK$153,125
baseline
▲ 0.50% · 4.625%
HK$162,443
+HK$9,318/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,250/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,298
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$164,597
−HK$4,362/mo
Today · 4.125%
HK$168,959
baseline
▲ 0.50% · 4.625%
HK$177,865
+HK$8,906/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$337,918/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,491,990 · Scale 2, in force from 26 Feb 2026)