LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,052
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,542
−HK$2,530/mo
Today · 4.125%
HK$85,072
baseline
▲ 0.50% · 4.625%
HK$90,248
+HK$5,176/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,144/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,057
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,445
−HK$2,423/mo
Today · 4.125%
HK$93,868
baseline
▲ 0.50% · 4.625%
HK$98,816
+HK$4,948/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,736/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,062
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,050
−HK$3,036/mo
Today · 4.125%
HK$102,086
baseline
▲ 0.50% · 4.625%
HK$108,298
+HK$6,212/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,172/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,868
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,734
−HK$2,908/mo
Today · 4.125%
HK$112,642
baseline
▲ 0.50% · 4.625%
HK$118,579
+HK$5,937/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,284/mo (50% DSR)
Upfront cash ≈ HK$15.53M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,073
−HK$7,027/mo
▼ 0.25% · 3.875%
HK$115,559
−HK$3,541/mo
Today · 4.125%
HK$119,100
baseline
▲ 0.50% · 4.625%
HK$126,347
+HK$7,247/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$238,200/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,680
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,023
−HK$3,393/mo
Today · 4.125%
HK$131,416
baseline
▲ 0.50% · 4.625%
HK$138,343
+HK$6,927/mo
Deposit HK$10.53M · loan HK$24.57M · min. income ≈ HK$262,832/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,093
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$148,575
−HK$4,554/mo
Today · 4.125%
HK$153,129
baseline
▲ 0.50% · 4.625%
HK$162,447
+HK$9,318/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,258/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,302
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$164,602
−HK$4,361/mo
Today · 4.125%
HK$168,963
baseline
▲ 0.50% · 4.625%
HK$177,869
+HK$8,906/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$337,926/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,026 · Scale 2, in force from 26 Feb 2026)