LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,055
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$82,545
−HK$2,530/mo
Today · 4.125%
HK$85,075
baseline
▲ 0.50% · 4.625%
HK$90,252
+HK$5,177/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$170,150/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,061
−HK$4,811/mo
▼ 0.25% · 3.875%
HK$91,449
−HK$2,423/mo
Today · 4.125%
HK$93,872
baseline
▲ 0.50% · 4.625%
HK$98,820
+HK$4,948/mo
Deposit HK$17.55M · loan HK$17.55M · min. income ≈ HK$187,744/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,066
−HK$6,024/mo
▼ 0.25% · 3.875%
HK$99,054
−HK$3,036/mo
Today · 4.125%
HK$102,090
baseline
▲ 0.50% · 4.625%
HK$108,302
+HK$6,212/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$204,180/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,873
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$109,739
−HK$2,908/mo
Today · 4.125%
HK$112,647
baseline
▲ 0.50% · 4.625%
HK$118,584
+HK$5,937/mo
Deposit HK$14.04M · loan HK$21.06M · min. income ≈ HK$225,294/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,077
−HK$7,028/mo
▼ 0.25% · 3.875%
HK$115,563
−HK$3,542/mo
Today · 4.125%
HK$119,105
baseline
▲ 0.50% · 4.625%
HK$126,353
+HK$7,248/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$238,210/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,685
−HK$6,736/mo
▼ 0.25% · 3.875%
HK$128,029
−HK$3,392/mo
Today · 4.125%
HK$131,421
baseline
▲ 0.50% · 4.625%
HK$138,348
+HK$6,927/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$262,842/mo (50% DSR)
Upfront cash ≈ HK$12.02M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,099
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$148,582
−HK$4,554/mo
Today · 4.125%
HK$153,136
baseline
▲ 0.50% · 4.625%
HK$162,453
+HK$9,317/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,272/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,309
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$164,608
−HK$4,362/mo
Today · 4.125%
HK$168,970
baseline
▲ 0.50% · 4.625%
HK$177,877
+HK$8,907/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$337,940/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,088 · Scale 2, in force from 26 Feb 2026)