LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,062
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,553
−HK$2,530/mo
Today · 4.125%
HK$85,083
baseline
▲ 0.50% · 4.625%
HK$90,260
+HK$5,177/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,166/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,069
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,457
−HK$2,424/mo
Today · 4.125%
HK$93,881
baseline
▲ 0.50% · 4.625%
HK$98,829
+HK$4,948/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,762/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,075
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,063
−HK$3,037/mo
Today · 4.125%
HK$102,100
baseline
▲ 0.50% · 4.625%
HK$108,312
+HK$6,212/mo
Deposit HK$14.04M · loan HK$21.07M · min. income ≈ HK$204,200/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,882
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,749
−HK$2,908/mo
Today · 4.125%
HK$112,657
baseline
▲ 0.50% · 4.625%
HK$118,595
+HK$5,938/mo
Deposit HK$14.04M · loan HK$21.07M · min. income ≈ HK$225,314/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,087
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$115,574
−HK$3,542/mo
Today · 4.125%
HK$119,116
baseline
▲ 0.50% · 4.625%
HK$126,364
+HK$7,248/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$238,232/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,696
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$128,040
−HK$3,393/mo
Today · 4.125%
HK$131,433
baseline
▲ 0.50% · 4.625%
HK$138,361
+HK$6,928/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$262,866/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,112
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,595
−HK$4,555/mo
Today · 4.125%
HK$153,150
baseline
▲ 0.50% · 4.625%
HK$162,468
+HK$9,318/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,300/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,324
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$164,623
−HK$4,362/mo
Today · 4.125%
HK$168,985
baseline
▲ 0.50% · 4.625%
HK$177,893
+HK$8,908/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$337,970/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,225 · Scale 2, in force from 26 Feb 2026)