LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,066
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,556
−HK$2,531/mo
Today · 4.125%
HK$85,087
baseline
▲ 0.50% · 4.625%
HK$90,264
+HK$5,177/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,174/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,072
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,461
−HK$2,424/mo
Today · 4.125%
HK$93,885
baseline
▲ 0.50% · 4.625%
HK$98,834
+HK$4,949/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,770/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,079
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,068
−HK$3,036/mo
Today · 4.125%
HK$102,104
baseline
▲ 0.50% · 4.625%
HK$108,317
+HK$6,213/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$204,208/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,887
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,754
−HK$2,908/mo
Today · 4.125%
HK$112,662
baseline
▲ 0.50% · 4.625%
HK$118,600
+HK$5,938/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$225,324/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,092
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$115,579
−HK$3,542/mo
Today · 4.125%
HK$119,121
baseline
▲ 0.50% · 4.625%
HK$126,370
+HK$7,249/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$238,242/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,701
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,046
−HK$3,393/mo
Today · 4.125%
HK$131,439
baseline
▲ 0.50% · 4.625%
HK$138,367
+HK$6,928/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$262,878/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,119
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$148,601
−HK$4,555/mo
Today · 4.125%
HK$153,156
baseline
▲ 0.50% · 4.625%
HK$162,475
+HK$9,319/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,312/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,330
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,630
−HK$4,363/mo
Today · 4.125%
HK$168,993
baseline
▲ 0.50% · 4.625%
HK$177,900
+HK$8,907/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$337,986/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,288 · Scale 2, in force from 26 Feb 2026)