LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,071
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,561
−HK$2,531/mo
Today · 4.125%
HK$85,092
baseline
▲ 0.50% · 4.625%
HK$90,269
+HK$5,177/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,184/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,078
−HK$4,812/mo
▼ 0.25% · 3.875%
HK$91,467
−HK$2,423/mo
Today · 4.125%
HK$93,890
baseline
▲ 0.50% · 4.625%
HK$98,839
+HK$4,949/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,780/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,085
−HK$6,025/mo
▼ 0.25% · 3.875%
HK$99,074
−HK$3,036/mo
Today · 4.125%
HK$102,110
baseline
▲ 0.50% · 4.625%
HK$108,323
+HK$6,213/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$204,220/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,893
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,760
−HK$2,908/mo
Today · 4.125%
HK$112,668
baseline
▲ 0.50% · 4.625%
HK$118,607
+HK$5,939/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$225,336/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,099
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$115,586
−HK$3,542/mo
Today · 4.125%
HK$119,128
baseline
▲ 0.50% · 4.625%
HK$126,377
+HK$7,249/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$238,256/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,709
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,053
−HK$3,394/mo
Today · 4.125%
HK$131,447
baseline
▲ 0.50% · 4.625%
HK$138,375
+HK$6,928/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$262,894/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,127
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,610
−HK$4,555/mo
Today · 4.125%
HK$153,165
baseline
▲ 0.50% · 4.625%
HK$162,485
+HK$9,320/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,330/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,340
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,640
−HK$4,363/mo
Today · 4.125%
HK$169,003
baseline
▲ 0.50% · 4.625%
HK$177,911
+HK$8,908/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$338,006/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,377 · Scale 2, in force from 26 Feb 2026)