LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,071
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,562
−HK$2,530/mo
Today · 4.125%
HK$85,092
baseline
▲ 0.50% · 4.625%
HK$90,270
+HK$5,178/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,184/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,078
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,467
−HK$2,424/mo
Today · 4.125%
HK$93,891
baseline
▲ 0.50% · 4.625%
HK$98,840
+HK$4,949/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,782/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,085
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,074
−HK$3,037/mo
Today · 4.125%
HK$102,111
baseline
▲ 0.50% · 4.625%
HK$108,324
+HK$6,213/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$204,222/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,894
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,761
−HK$2,908/mo
Today · 4.125%
HK$112,669
baseline
▲ 0.50% · 4.625%
HK$118,608
+HK$5,939/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$225,338/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,100
−HK$7,029/mo
▼ 0.25% · 3.875%
HK$115,587
−HK$3,542/mo
Today · 4.125%
HK$119,129
baseline
▲ 0.50% · 4.625%
HK$126,378
+HK$7,249/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$238,258/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,710
−HK$6,737/mo
▼ 0.25% · 3.875%
HK$128,054
−HK$3,393/mo
Today · 4.125%
HK$131,447
baseline
▲ 0.50% · 4.625%
HK$138,376
+HK$6,929/mo
Deposit HK$10.53M · loan HK$24.58M · min. income ≈ HK$262,894/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,128
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,611
−HK$4,555/mo
Today · 4.125%
HK$153,166
baseline
▲ 0.50% · 4.625%
HK$162,486
+HK$9,320/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$306,332/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,341
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,641
−HK$4,363/mo
Today · 4.125%
HK$169,004
baseline
▲ 0.50% · 4.625%
HK$177,912
+HK$8,908/mo
Deposit HK$3.51M · loan HK$31.60M · min. income ≈ HK$338,008/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,388 · Scale 2, in force from 26 Feb 2026)