LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,076
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,567
−HK$2,531/mo
Today · 4.125%
HK$85,098
baseline
▲ 0.50% · 4.625%
HK$90,276
+HK$5,178/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,196/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,084
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,473
−HK$2,424/mo
Today · 4.125%
HK$93,897
baseline
▲ 0.50% · 4.625%
HK$98,846
+HK$4,949/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,794/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,091
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,080
−HK$3,037/mo
Today · 4.125%
HK$102,117
baseline
▲ 0.50% · 4.625%
HK$108,331
+HK$6,214/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$204,234/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,901
−HK$5,775/mo
▼ 0.25% · 3.875%
HK$109,768
−HK$2,908/mo
Today · 4.125%
HK$112,676
baseline
▲ 0.50% · 4.625%
HK$118,616
+HK$5,940/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$225,352/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,107
−HK$7,030/mo
▼ 0.25% · 3.875%
HK$115,594
−HK$3,543/mo
Today · 4.125%
HK$119,137
baseline
▲ 0.50% · 4.625%
HK$126,386
+HK$7,249/mo
Deposit HK$10.54M · loan HK$24.58M · min. income ≈ HK$238,274/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,718
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,062
−HK$3,394/mo
Today · 4.125%
HK$131,456
baseline
▲ 0.50% · 4.625%
HK$138,385
+HK$6,929/mo
Deposit HK$10.54M · loan HK$24.58M · min. income ≈ HK$262,912/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,137
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,621
−HK$4,555/mo
Today · 4.125%
HK$153,176
baseline
▲ 0.50% · 4.625%
HK$162,496
+HK$9,320/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$306,352/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,351
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,652
−HK$4,362/mo
Today · 4.125%
HK$169,014
baseline
▲ 0.50% · 4.625%
HK$177,923
+HK$8,909/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$338,028/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,481 · Scale 2, in force from 26 Feb 2026)