LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,081
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,572
−HK$2,531/mo
Today · 4.125%
HK$85,103
baseline
▲ 0.50% · 4.625%
HK$90,282
+HK$5,179/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,206/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,090
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,479
−HK$2,424/mo
Today · 4.125%
HK$93,903
baseline
▲ 0.50% · 4.625%
HK$98,853
+HK$4,950/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,806/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,098
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,087
−HK$3,037/mo
Today · 4.125%
HK$102,124
baseline
▲ 0.50% · 4.625%
HK$108,338
+HK$6,214/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$204,248/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,908
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,775
−HK$2,909/mo
Today · 4.125%
HK$112,684
baseline
▲ 0.50% · 4.625%
HK$118,623
+HK$5,939/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$225,368/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,114
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$115,601
−HK$3,544/mo
Today · 4.125%
HK$119,145
baseline
▲ 0.50% · 4.625%
HK$126,394
+HK$7,249/mo
Deposit HK$10.54M · loan HK$24.58M · min. income ≈ HK$238,290/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,726
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,071
−HK$3,393/mo
Today · 4.125%
HK$131,464
baseline
▲ 0.50% · 4.625%
HK$138,394
+HK$6,930/mo
Deposit HK$10.54M · loan HK$24.58M · min. income ≈ HK$262,928/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,147
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,630
−HK$4,556/mo
Today · 4.125%
HK$153,186
baseline
▲ 0.50% · 4.625%
HK$162,507
+HK$9,321/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$306,372/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,362
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,662
−HK$4,363/mo
Today · 4.125%
HK$169,025
baseline
▲ 0.50% · 4.625%
HK$177,935
+HK$8,910/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$338,050/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,578 · Scale 2, in force from 26 Feb 2026)