LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,085
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$82,576
−HK$2,531/mo
Today · 4.125%
HK$85,107
baseline
▲ 0.50% · 4.625%
HK$90,285
+HK$5,178/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,214/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,093
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,483
−HK$2,424/mo
Today · 4.125%
HK$93,907
baseline
▲ 0.50% · 4.625%
HK$98,857
+HK$4,950/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,814/mo (50% DSR)
Upfront cash ≈ HK$19.05M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,102
−HK$6,026/mo
▼ 0.25% · 3.875%
HK$99,091
−HK$3,037/mo
Today · 4.125%
HK$102,128
baseline
▲ 0.50% · 4.625%
HK$108,342
+HK$6,214/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$204,256/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,912
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$109,779
−HK$2,909/mo
Today · 4.125%
HK$112,688
baseline
▲ 0.50% · 4.625%
HK$118,628
+HK$5,940/mo
Deposit HK$14.05M · loan HK$21.07M · min. income ≈ HK$225,376/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,118
−HK$7,031/mo
▼ 0.25% · 3.875%
HK$115,606
−HK$3,543/mo
Today · 4.125%
HK$119,149
baseline
▲ 0.50% · 4.625%
HK$126,399
+HK$7,250/mo
Deposit HK$10.54M · loan HK$24.58M · min. income ≈ HK$238,298/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,731
−HK$6,738/mo
▼ 0.25% · 3.875%
HK$128,076
−HK$3,393/mo
Today · 4.125%
HK$131,469
baseline
▲ 0.50% · 4.625%
HK$138,399
+HK$6,930/mo
Deposit HK$10.54M · loan HK$24.58M · min. income ≈ HK$262,938/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,152
−HK$9,040/mo
▼ 0.25% · 3.875%
HK$148,636
−HK$4,556/mo
Today · 4.125%
HK$153,192
baseline
▲ 0.50% · 4.625%
HK$162,513
+HK$9,321/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$306,384/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,368
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$164,669
−HK$4,363/mo
Today · 4.125%
HK$169,032
baseline
▲ 0.50% · 4.625%
HK$177,942
+HK$8,910/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$338,064/mo (50% DSR)
Upfront cash ≈ HK$5.00M (deposit + AVD stamp duty HK$1,492,638 · Scale 2, in force from 26 Feb 2026)