LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,095
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,586
−HK$2,532/mo
Today · 4.125%
HK$85,118
baseline
▲ 0.50% · 4.625%
HK$90,297
+HK$5,179/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,236/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,105
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,495
−HK$2,424/mo
Today · 4.125%
HK$93,919
baseline
▲ 0.50% · 4.625%
HK$98,870
+HK$4,951/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,838/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,114
−HK$6,027/mo
▼ 0.25% · 3.875%
HK$99,104
−HK$3,037/mo
Today · 4.125%
HK$102,141
baseline
▲ 0.50% · 4.625%
HK$108,356
+HK$6,215/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,282/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,926
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,794
−HK$2,909/mo
Today · 4.125%
HK$112,703
baseline
▲ 0.50% · 4.625%
HK$118,644
+HK$5,941/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,406/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,133
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,621
−HK$3,544/mo
Today · 4.125%
HK$119,165
baseline
▲ 0.50% · 4.625%
HK$126,416
+HK$7,251/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,330/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,747
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,093
−HK$3,394/mo
Today · 4.125%
HK$131,487
baseline
▲ 0.50% · 4.625%
HK$138,417
+HK$6,930/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$262,974/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,171
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,656
−HK$4,556/mo
Today · 4.125%
HK$153,212
baseline
▲ 0.50% · 4.625%
HK$162,534
+HK$9,322/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$306,424/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,389
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$164,690
−HK$4,364/mo
Today · 4.125%
HK$169,054
baseline
▲ 0.50% · 4.625%
HK$177,965
+HK$8,911/mo
Deposit HK$3.51M · loan HK$31.61M · min. income ≈ HK$338,108/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,492,832 · Scale 2, in force from 26 Feb 2026)