LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,103
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,595
−HK$2,532/mo
Today · 4.125%
HK$85,127
baseline
▲ 0.50% · 4.625%
HK$90,306
+HK$5,179/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$170,254/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,114
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,504
−HK$2,425/mo
Today · 4.125%
HK$93,929
baseline
▲ 0.50% · 4.625%
HK$98,880
+HK$4,951/mo
Deposit HK$17.56M · loan HK$17.56M · min. income ≈ HK$187,858/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,124
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,114
−HK$3,038/mo
Today · 4.125%
HK$102,152
baseline
▲ 0.50% · 4.625%
HK$108,368
+HK$6,216/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,304/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,937
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,805
−HK$2,910/mo
Today · 4.125%
HK$112,715
baseline
▲ 0.50% · 4.625%
HK$118,656
+HK$5,941/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,430/mo (50% DSR)
Upfront cash ≈ HK$15.54M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,145
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,633
−HK$3,544/mo
Today · 4.125%
HK$119,177
baseline
▲ 0.50% · 4.625%
HK$126,429
+HK$7,252/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,354/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,760
−HK$6,740/mo
▼ 0.25% · 3.875%
HK$128,106
−HK$3,394/mo
Today · 4.125%
HK$131,500
baseline
▲ 0.50% · 4.625%
HK$138,432
+HK$6,932/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,000/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,186
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$148,671
−HK$4,557/mo
Today · 4.125%
HK$153,228
baseline
▲ 0.50% · 4.625%
HK$162,552
+HK$9,324/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,456/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,406
−HK$8,666/mo
▼ 0.25% · 3.875%
HK$164,708
−HK$4,364/mo
Today · 4.125%
HK$169,072
baseline
▲ 0.50% · 4.625%
HK$177,984
+HK$8,912/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,144/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,492,989 · Scale 2, in force from 26 Feb 2026)