LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,108
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,600
−HK$2,532/mo
Today · 4.125%
HK$85,132
baseline
▲ 0.50% · 4.625%
HK$90,312
+HK$5,180/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,264/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,120
−HK$4,814/mo
▼ 0.25% · 3.875%
HK$91,510
−HK$2,424/mo
Today · 4.125%
HK$93,934
baseline
▲ 0.50% · 4.625%
HK$98,886
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,868/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,130
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,120
−HK$3,038/mo
Today · 4.125%
HK$102,158
baseline
▲ 0.50% · 4.625%
HK$108,374
+HK$6,216/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,316/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,944
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$109,812
−HK$2,909/mo
Today · 4.125%
HK$112,721
baseline
▲ 0.50% · 4.625%
HK$118,663
+HK$5,942/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,442/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,152
−HK$7,032/mo
▼ 0.25% · 3.875%
HK$115,640
−HK$3,544/mo
Today · 4.125%
HK$119,184
baseline
▲ 0.50% · 4.625%
HK$126,437
+HK$7,253/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,368/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,767
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,114
−HK$3,394/mo
Today · 4.125%
HK$131,508
baseline
▲ 0.50% · 4.625%
HK$138,440
+HK$6,932/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,016/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,195
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$148,680
−HK$4,557/mo
Today · 4.125%
HK$153,237
baseline
▲ 0.50% · 4.625%
HK$162,561
+HK$9,324/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,474/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,415
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$164,718
−HK$4,364/mo
Today · 4.125%
HK$169,082
baseline
▲ 0.50% · 4.625%
HK$177,995
+HK$8,913/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,164/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,079 · Scale 2, in force from 26 Feb 2026)