LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,109
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,601
−HK$2,532/mo
Today · 4.125%
HK$85,133
baseline
▲ 0.50% · 4.625%
HK$90,313
+HK$5,180/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,266/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,121
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,511
−HK$2,425/mo
Today · 4.125%
HK$93,936
baseline
▲ 0.50% · 4.625%
HK$98,887
+HK$4,951/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,872/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,131
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,122
−HK$3,038/mo
Today · 4.125%
HK$102,160
baseline
▲ 0.50% · 4.625%
HK$108,376
+HK$6,216/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,320/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,945
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,813
−HK$2,910/mo
Today · 4.125%
HK$112,723
baseline
▲ 0.50% · 4.625%
HK$118,665
+HK$5,942/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,446/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,153
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,642
−HK$3,544/mo
Today · 4.125%
HK$119,186
baseline
▲ 0.50% · 4.625%
HK$126,438
+HK$7,252/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,372/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,769
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,116
−HK$3,394/mo
Today · 4.125%
HK$131,510
baseline
▲ 0.50% · 4.625%
HK$138,442
+HK$6,932/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,020/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,197
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$148,682
−HK$4,557/mo
Today · 4.125%
HK$153,239
baseline
▲ 0.50% · 4.625%
HK$162,564
+HK$9,325/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,478/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,418
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$164,720
−HK$4,365/mo
Today · 4.125%
HK$169,085
baseline
▲ 0.50% · 4.625%
HK$177,997
+HK$8,912/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,170/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,101 · Scale 2, in force from 26 Feb 2026)