LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,110
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$82,602
−HK$2,531/mo
Today · 4.125%
HK$85,133
baseline
▲ 0.50% · 4.625%
HK$90,314
+HK$5,181/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,266/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,121
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,512
−HK$2,424/mo
Today · 4.125%
HK$93,936
baseline
▲ 0.50% · 4.625%
HK$98,888
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,872/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,132
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,122
−HK$3,038/mo
Today · 4.125%
HK$102,160
baseline
▲ 0.50% · 4.625%
HK$108,376
+HK$6,216/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,320/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,946
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,814
−HK$2,910/mo
Today · 4.125%
HK$112,724
baseline
▲ 0.50% · 4.625%
HK$118,665
+HK$5,941/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,448/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,154
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,642
−HK$3,545/mo
Today · 4.125%
HK$119,187
baseline
▲ 0.50% · 4.625%
HK$126,439
+HK$7,252/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,374/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,770
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,116
−HK$3,395/mo
Today · 4.125%
HK$131,511
baseline
▲ 0.50% · 4.625%
HK$138,443
+HK$6,932/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,022/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,198
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$148,683
−HK$4,557/mo
Today · 4.125%
HK$153,240
baseline
▲ 0.50% · 4.625%
HK$162,564
+HK$9,324/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,480/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,418
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$164,721
−HK$4,364/mo
Today · 4.125%
HK$169,085
baseline
▲ 0.50% · 4.625%
HK$177,998
+HK$8,913/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,170/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,107 · Scale 2, in force from 26 Feb 2026)