LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,111
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,603
−HK$2,532/mo
Today · 4.125%
HK$85,135
baseline
▲ 0.50% · 4.625%
HK$90,315
+HK$5,180/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,270/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,123
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,513
−HK$2,425/mo
Today · 4.125%
HK$93,938
baseline
▲ 0.50% · 4.625%
HK$98,889
+HK$4,951/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,876/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,133
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,124
−HK$3,038/mo
Today · 4.125%
HK$102,162
baseline
▲ 0.50% · 4.625%
HK$108,378
+HK$6,216/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,324/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,947
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,816
−HK$2,909/mo
Today · 4.125%
HK$112,725
baseline
▲ 0.50% · 4.625%
HK$118,667
+HK$5,942/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,450/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,156
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,644
−HK$3,545/mo
Today · 4.125%
HK$119,189
baseline
▲ 0.50% · 4.625%
HK$126,441
+HK$7,252/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,378/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,772
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,118
−HK$3,395/mo
Today · 4.125%
HK$131,513
baseline
▲ 0.50% · 4.625%
HK$138,445
+HK$6,932/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,026/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,200
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$148,685
−HK$4,558/mo
Today · 4.125%
HK$153,243
baseline
▲ 0.50% · 4.625%
HK$162,567
+HK$9,324/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,486/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,421
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$164,723
−HK$4,365/mo
Today · 4.125%
HK$169,088
baseline
▲ 0.50% · 4.625%
HK$178,001
+HK$8,913/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,176/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,132 · Scale 2, in force from 26 Feb 2026)