LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,114
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,606
−HK$2,532/mo
Today · 4.125%
HK$85,138
baseline
▲ 0.50% · 4.625%
HK$90,318
+HK$5,180/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,276/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,126
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,516
−HK$2,425/mo
Today · 4.125%
HK$93,941
baseline
▲ 0.50% · 4.625%
HK$98,893
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,882/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,137
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,127
−HK$3,038/mo
Today · 4.125%
HK$102,165
baseline
▲ 0.50% · 4.625%
HK$108,382
+HK$6,217/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,330/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,951
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$109,819
−HK$2,910/mo
Today · 4.125%
HK$112,729
baseline
▲ 0.50% · 4.625%
HK$118,671
+HK$5,942/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,458/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,159
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,648
−HK$3,545/mo
Today · 4.125%
HK$119,193
baseline
▲ 0.50% · 4.625%
HK$126,445
+HK$7,252/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,386/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,776
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,123
−HK$3,394/mo
Today · 4.125%
HK$131,517
baseline
▲ 0.50% · 4.625%
HK$138,450
+HK$6,933/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,034/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,205
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$148,690
−HK$4,558/mo
Today · 4.125%
HK$153,248
baseline
▲ 0.50% · 4.625%
HK$162,572
+HK$9,324/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,496/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,426
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,729
−HK$4,365/mo
Today · 4.125%
HK$169,094
baseline
▲ 0.50% · 4.625%
HK$178,007
+HK$8,913/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,188/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,181 · Scale 2, in force from 26 Feb 2026)