LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,115
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,607
−HK$2,532/mo
Today · 4.125%
HK$85,139
baseline
▲ 0.50% · 4.625%
HK$90,319
+HK$5,180/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,278/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,127
−HK$4,815/mo
▼ 0.25% · 3.875%
HK$91,517
−HK$2,425/mo
Today · 4.125%
HK$93,942
baseline
▲ 0.50% · 4.625%
HK$98,894
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,884/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,138
−HK$6,028/mo
▼ 0.25% · 3.875%
HK$99,128
−HK$3,038/mo
Today · 4.125%
HK$102,166
baseline
▲ 0.50% · 4.625%
HK$108,383
+HK$6,217/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,332/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,952
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,821
−HK$2,910/mo
Today · 4.125%
HK$112,731
baseline
▲ 0.50% · 4.625%
HK$118,673
+HK$5,942/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,462/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,161
−HK$7,033/mo
▼ 0.25% · 3.875%
HK$115,650
−HK$3,544/mo
Today · 4.125%
HK$119,194
baseline
▲ 0.50% · 4.625%
HK$126,447
+HK$7,253/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$238,388/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,778
−HK$6,741/mo
▼ 0.25% · 3.875%
HK$128,124
−HK$3,395/mo
Today · 4.125%
HK$131,519
baseline
▲ 0.50% · 4.625%
HK$138,452
+HK$6,933/mo
Deposit HK$10.54M · loan HK$24.59M · min. income ≈ HK$263,038/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,207
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$148,692
−HK$4,558/mo
Today · 4.125%
HK$153,250
baseline
▲ 0.50% · 4.625%
HK$162,575
+HK$9,325/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,500/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,428
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,731
−HK$4,365/mo
Today · 4.125%
HK$169,096
baseline
▲ 0.50% · 4.625%
HK$178,009
+HK$8,913/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,192/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,201 · Scale 2, in force from 26 Feb 2026)