LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,120
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,612
−HK$2,532/mo
Today · 4.125%
HK$85,144
baseline
▲ 0.50% · 4.625%
HK$90,325
+HK$5,181/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,288/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,132
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,523
−HK$2,425/mo
Today · 4.125%
HK$93,948
baseline
▲ 0.50% · 4.625%
HK$98,900
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,896/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,144
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,134
−HK$3,039/mo
Today · 4.125%
HK$102,173
baseline
▲ 0.50% · 4.625%
HK$108,390
+HK$6,217/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$204,346/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,959
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,828
−HK$2,910/mo
Today · 4.125%
HK$112,738
baseline
▲ 0.50% · 4.625%
HK$118,680
+HK$5,942/mo
Deposit HK$14.05M · loan HK$21.08M · min. income ≈ HK$225,476/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,168
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,657
−HK$3,545/mo
Today · 4.125%
HK$119,202
baseline
▲ 0.50% · 4.625%
HK$126,455
+HK$7,253/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,404/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,785
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,132
−HK$3,395/mo
Today · 4.125%
HK$131,527
baseline
▲ 0.50% · 4.625%
HK$138,460
+HK$6,933/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,054/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,216
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$148,702
−HK$4,557/mo
Today · 4.125%
HK$153,259
baseline
▲ 0.50% · 4.625%
HK$162,585
+HK$9,326/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,518/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,438
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,741
−HK$4,365/mo
Today · 4.125%
HK$169,106
baseline
▲ 0.50% · 4.625%
HK$178,020
+HK$8,914/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,212/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,294 · Scale 2, in force from 26 Feb 2026)