LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,123
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,615
−HK$2,532/mo
Today · 4.125%
HK$85,147
baseline
▲ 0.50% · 4.625%
HK$90,328
+HK$5,181/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,294/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,136
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,527
−HK$2,425/mo
Today · 4.125%
HK$93,952
baseline
▲ 0.50% · 4.625%
HK$98,904
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,904/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,147
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,138
−HK$3,039/mo
Today · 4.125%
HK$102,177
baseline
▲ 0.50% · 4.625%
HK$108,394
+HK$6,217/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$204,354/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,963
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,832
−HK$2,910/mo
Today · 4.125%
HK$112,742
baseline
▲ 0.50% · 4.625%
HK$118,685
+HK$5,943/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$225,484/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,172
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,661
−HK$3,545/mo
Today · 4.125%
HK$119,206
baseline
▲ 0.50% · 4.625%
HK$126,460
+HK$7,254/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,412/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,790
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,137
−HK$3,395/mo
Today · 4.125%
HK$131,532
baseline
▲ 0.50% · 4.625%
HK$138,466
+HK$6,934/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,064/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,221
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,707
−HK$4,558/mo
Today · 4.125%
HK$153,265
baseline
▲ 0.50% · 4.625%
HK$162,591
+HK$9,326/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,530/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,445
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,748
−HK$4,365/mo
Today · 4.125%
HK$169,113
baseline
▲ 0.50% · 4.625%
HK$178,027
+HK$8,914/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,226/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,352 · Scale 2, in force from 26 Feb 2026)