LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,125
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,617
−HK$2,533/mo
Today · 4.125%
HK$85,150
baseline
▲ 0.50% · 4.625%
HK$90,331
+HK$5,181/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,300/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,138
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,529
−HK$2,425/mo
Today · 4.125%
HK$93,954
baseline
▲ 0.50% · 4.625%
HK$98,907
+HK$4,953/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,908/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,150
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,141
−HK$3,038/mo
Today · 4.125%
HK$102,179
baseline
▲ 0.50% · 4.625%
HK$108,397
+HK$6,218/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$204,358/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,966
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,835
−HK$2,910/mo
Today · 4.125%
HK$112,745
baseline
▲ 0.50% · 4.625%
HK$118,688
+HK$5,943/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$225,490/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,175
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,664
−HK$3,545/mo
Today · 4.125%
HK$119,209
baseline
▲ 0.50% · 4.625%
HK$126,463
+HK$7,254/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,418/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,794
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,140
−HK$3,396/mo
Today · 4.125%
HK$131,536
baseline
▲ 0.50% · 4.625%
HK$138,469
+HK$6,933/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,072/mo (50% DSR)
Upfront cash ≈ HK$12.03M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,225
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,711
−HK$4,558/mo
Today · 4.125%
HK$153,269
baseline
▲ 0.50% · 4.625%
HK$162,595
+HK$9,326/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$306,538/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,449
−HK$8,668/mo
▼ 0.25% · 3.875%
HK$164,752
−HK$4,365/mo
Today · 4.125%
HK$169,117
baseline
▲ 0.50% · 4.625%
HK$178,032
+HK$8,915/mo
Deposit HK$3.51M · loan HK$31.62M · min. income ≈ HK$338,234/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,391 · Scale 2, in force from 26 Feb 2026)