LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,126
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,619
−HK$2,532/mo
Today · 4.125%
HK$85,151
baseline
▲ 0.50% · 4.625%
HK$90,332
+HK$5,181/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,302/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,140
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,531
−HK$2,425/mo
Today · 4.125%
HK$93,956
baseline
▲ 0.50% · 4.625%
HK$98,908
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,912/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,152
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,143
−HK$3,038/mo
Today · 4.125%
HK$102,181
baseline
▲ 0.50% · 4.625%
HK$108,399
+HK$6,218/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$204,362/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,968
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,837
−HK$2,910/mo
Today · 4.125%
HK$112,747
baseline
▲ 0.50% · 4.625%
HK$118,690
+HK$5,943/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$225,494/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,177
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,666
−HK$3,546/mo
Today · 4.125%
HK$119,212
baseline
▲ 0.50% · 4.625%
HK$126,465
+HK$7,253/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,424/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,796
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,143
−HK$3,395/mo
Today · 4.125%
HK$131,538
baseline
▲ 0.50% · 4.625%
HK$138,472
+HK$6,934/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,076/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,228
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,714
−HK$4,558/mo
Today · 4.125%
HK$153,272
baseline
▲ 0.50% · 4.625%
HK$162,598
+HK$9,326/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$306,544/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,452
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,755
−HK$4,366/mo
Today · 4.125%
HK$169,121
baseline
▲ 0.50% · 4.625%
HK$178,035
+HK$8,914/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$338,242/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,418 · Scale 2, in force from 26 Feb 2026)