LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,130
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$82,622
−HK$2,532/mo
Today · 4.125%
HK$85,154
baseline
▲ 0.50% · 4.625%
HK$90,336
+HK$5,182/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,308/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,143
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,534
−HK$2,426/mo
Today · 4.125%
HK$93,960
baseline
▲ 0.50% · 4.625%
HK$98,912
+HK$4,952/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,920/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,156
−HK$6,029/mo
▼ 0.25% · 3.875%
HK$99,147
−HK$3,038/mo
Today · 4.125%
HK$102,185
baseline
▲ 0.50% · 4.625%
HK$108,403
+HK$6,218/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$204,370/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,972
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$109,841
−HK$2,910/mo
Today · 4.125%
HK$112,751
baseline
▲ 0.50% · 4.625%
HK$118,695
+HK$5,944/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$225,502/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,181
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,671
−HK$3,545/mo
Today · 4.125%
HK$119,216
baseline
▲ 0.50% · 4.625%
HK$126,470
+HK$7,254/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,432/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,801
−HK$6,742/mo
▼ 0.25% · 3.875%
HK$128,148
−HK$3,395/mo
Today · 4.125%
HK$131,543
baseline
▲ 0.50% · 4.625%
HK$138,477
+HK$6,934/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,086/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,233
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$148,720
−HK$4,558/mo
Today · 4.125%
HK$153,278
baseline
▲ 0.50% · 4.625%
HK$162,605
+HK$9,327/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$306,556/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,458
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,761
−HK$4,366/mo
Today · 4.125%
HK$169,127
baseline
▲ 0.50% · 4.625%
HK$178,042
+HK$8,915/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$338,254/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,477 · Scale 2, in force from 26 Feb 2026)