LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,130
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,623
−HK$2,532/mo
Today · 4.125%
HK$85,155
baseline
▲ 0.50% · 4.625%
HK$90,337
+HK$5,182/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,310/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,144
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,535
−HK$2,425/mo
Today · 4.125%
HK$93,960
baseline
▲ 0.50% · 4.625%
HK$98,913
+HK$4,953/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,920/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,156
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,147
−HK$3,039/mo
Today · 4.125%
HK$102,186
baseline
▲ 0.50% · 4.625%
HK$108,404
+HK$6,218/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$204,372/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,973
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,842
−HK$2,911/mo
Today · 4.125%
HK$112,753
baseline
▲ 0.50% · 4.625%
HK$118,696
+HK$5,943/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$225,506/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,183
−HK$7,034/mo
▼ 0.25% · 3.875%
HK$115,672
−HK$3,545/mo
Today · 4.125%
HK$119,217
baseline
▲ 0.50% · 4.625%
HK$126,471
+HK$7,254/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,434/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,802
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,149
−HK$3,396/mo
Today · 4.125%
HK$131,545
baseline
▲ 0.50% · 4.625%
HK$138,479
+HK$6,934/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,090/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,235
−HK$9,044/mo
▼ 0.25% · 3.875%
HK$148,721
−HK$4,558/mo
Today · 4.125%
HK$153,279
baseline
▲ 0.50% · 4.625%
HK$162,606
+HK$9,327/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$306,558/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,460
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,763
−HK$4,366/mo
Today · 4.125%
HK$169,129
baseline
▲ 0.50% · 4.625%
HK$178,044
+HK$8,915/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$338,258/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,491 · Scale 2, in force from 26 Feb 2026)