LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,132
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,624
−HK$2,533/mo
Today · 4.125%
HK$85,157
baseline
▲ 0.50% · 4.625%
HK$90,339
+HK$5,182/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,314/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,146
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,537
−HK$2,425/mo
Today · 4.125%
HK$93,962
baseline
▲ 0.50% · 4.625%
HK$98,915
+HK$4,953/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,924/mo (50% DSR)
Upfront cash ≈ HK$19.06M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,158
−HK$6,030/mo
▼ 0.25% · 3.875%
HK$99,149
−HK$3,039/mo
Today · 4.125%
HK$102,188
baseline
▲ 0.50% · 4.625%
HK$108,406
+HK$6,218/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$204,376/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,975
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,844
−HK$2,911/mo
Today · 4.125%
HK$112,755
baseline
▲ 0.50% · 4.625%
HK$118,698
+HK$5,943/mo
Deposit HK$14.06M · loan HK$21.08M · min. income ≈ HK$225,510/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,185
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,674
−HK$3,546/mo
Today · 4.125%
HK$119,220
baseline
▲ 0.50% · 4.625%
HK$126,474
+HK$7,254/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,440/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,804
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,152
−HK$3,395/mo
Today · 4.125%
HK$131,547
baseline
▲ 0.50% · 4.625%
HK$138,481
+HK$6,934/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,094/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,237
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$148,724
−HK$4,558/mo
Today · 4.125%
HK$153,282
baseline
▲ 0.50% · 4.625%
HK$162,609
+HK$9,327/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$306,564/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,463
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,766
−HK$4,366/mo
Today · 4.125%
HK$169,132
baseline
▲ 0.50% · 4.625%
HK$178,047
+HK$8,915/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$338,264/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,520 · Scale 2, in force from 26 Feb 2026)