LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,138
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$82,631
−HK$2,532/mo
Today · 4.125%
HK$85,163
baseline
▲ 0.50% · 4.625%
HK$90,345
+HK$5,182/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,326/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,153
−HK$4,816/mo
▼ 0.25% · 3.875%
HK$91,544
−HK$2,425/mo
Today · 4.125%
HK$93,969
baseline
▲ 0.50% · 4.625%
HK$98,922
+HK$4,953/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,938/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,165
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,157
−HK$3,039/mo
Today · 4.125%
HK$102,196
baseline
▲ 0.50% · 4.625%
HK$108,414
+HK$6,218/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,392/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,983
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$109,852
−HK$2,911/mo
Today · 4.125%
HK$112,763
baseline
▲ 0.50% · 4.625%
HK$118,707
+HK$5,944/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,526/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,193
−HK$7,035/mo
▼ 0.25% · 3.875%
HK$115,683
−HK$3,545/mo
Today · 4.125%
HK$119,228
baseline
▲ 0.50% · 4.625%
HK$126,483
+HK$7,255/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,456/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,814
−HK$6,743/mo
▼ 0.25% · 3.875%
HK$128,161
−HK$3,396/mo
Today · 4.125%
HK$131,557
baseline
▲ 0.50% · 4.625%
HK$138,491
+HK$6,934/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,114/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,248
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,735
−HK$4,559/mo
Today · 4.125%
HK$153,294
baseline
▲ 0.50% · 4.625%
HK$162,621
+HK$9,327/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$306,588/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,475
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,778
−HK$4,367/mo
Today · 4.125%
HK$169,145
baseline
▲ 0.50% · 4.625%
HK$178,060
+HK$8,915/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$338,290/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,630 · Scale 2, in force from 26 Feb 2026)