LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,149
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,642
−HK$2,533/mo
Today · 4.125%
HK$85,175
baseline
▲ 0.50% · 4.625%
HK$90,358
+HK$5,183/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$170,350/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,165
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,556
−HK$2,426/mo
Today · 4.125%
HK$93,982
baseline
▲ 0.50% · 4.625%
HK$98,936
+HK$4,954/mo
Deposit HK$17.57M · loan HK$17.57M · min. income ≈ HK$187,964/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,179
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,171
−HK$3,039/mo
Today · 4.125%
HK$102,210
baseline
▲ 0.50% · 4.625%
HK$108,429
+HK$6,219/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,420/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,998
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,868
−HK$2,911/mo
Today · 4.125%
HK$112,779
baseline
▲ 0.50% · 4.625%
HK$118,724
+HK$5,945/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,558/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,209
−HK$7,036/mo
▼ 0.25% · 3.875%
HK$115,699
−HK$3,546/mo
Today · 4.125%
HK$119,245
baseline
▲ 0.50% · 4.625%
HK$126,501
+HK$7,256/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,490/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,831
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,179
−HK$3,396/mo
Today · 4.125%
HK$131,575
baseline
▲ 0.50% · 4.625%
HK$138,511
+HK$6,936/mo
Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$263,150/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,268
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$148,756
−HK$4,559/mo
Today · 4.125%
HK$153,315
baseline
▲ 0.50% · 4.625%
HK$162,644
+HK$9,329/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$306,630/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,497
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$164,802
−HK$4,366/mo
Today · 4.125%
HK$169,168
baseline
▲ 0.50% · 4.625%
HK$178,085
+HK$8,917/mo
Deposit HK$3.51M · loan HK$31.63M · min. income ≈ HK$338,336/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,840 · Scale 2, in force from 26 Feb 2026)