LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,154
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,647
−HK$2,533/mo
Today · 4.125%
HK$85,180
baseline
▲ 0.50% · 4.625%
HK$90,363
+HK$5,183/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,360/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,171
−HK$4,817/mo
▼ 0.25% · 3.875%
HK$91,562
−HK$2,426/mo
Today · 4.125%
HK$93,988
baseline
▲ 0.50% · 4.625%
HK$98,942
+HK$4,954/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$187,976/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,185
−HK$6,031/mo
▼ 0.25% · 3.875%
HK$99,177
−HK$3,039/mo
Today · 4.125%
HK$102,216
baseline
▲ 0.50% · 4.625%
HK$108,436
+HK$6,220/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,432/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,005
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,874
−HK$2,912/mo
Today · 4.125%
HK$112,786
baseline
▲ 0.50% · 4.625%
HK$118,731
+HK$5,945/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,572/mo (50% DSR)
Upfront cash ≈ HK$15.55M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,216
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,706
−HK$3,547/mo
Today · 4.125%
HK$119,253
baseline
▲ 0.50% · 4.625%
HK$126,509
+HK$7,256/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,506/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,839
−HK$6,744/mo
▼ 0.25% · 3.875%
HK$128,187
−HK$3,396/mo
Today · 4.125%
HK$131,583
baseline
▲ 0.50% · 4.625%
HK$138,519
+HK$6,936/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,166/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,277
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$148,765
−HK$4,560/mo
Today · 4.125%
HK$153,325
baseline
▲ 0.50% · 4.625%
HK$162,654
+HK$9,329/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,650/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,507
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$164,812
−HK$4,367/mo
Today · 4.125%
HK$169,179
baseline
▲ 0.50% · 4.625%
HK$178,096
+HK$8,917/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,358/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,932 · Scale 2, in force from 26 Feb 2026)