LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,157
−HK$5,026/mo
▼ 0.25% · 3.875%
HK$82,650
−HK$2,533/mo
Today · 4.125%
HK$85,183
baseline
▲ 0.50% · 4.625%
HK$90,367
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,366/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,174
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,565
−HK$2,427/mo
Today · 4.125%
HK$93,992
baseline
▲ 0.50% · 4.625%
HK$98,946
+HK$4,954/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$187,984/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,188
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,180
−HK$3,040/mo
Today · 4.125%
HK$102,220
baseline
▲ 0.50% · 4.625%
HK$108,440
+HK$6,220/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,440/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,009
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$109,878
−HK$2,912/mo
Today · 4.125%
HK$112,790
baseline
▲ 0.50% · 4.625%
HK$118,735
+HK$5,945/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,580/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,220
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,710
−HK$3,547/mo
Today · 4.125%
HK$119,257
baseline
▲ 0.50% · 4.625%
HK$126,513
+HK$7,256/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,514/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,843
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$128,192
−HK$3,396/mo
Today · 4.125%
HK$131,588
baseline
▲ 0.50% · 4.625%
HK$138,524
+HK$6,936/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,176/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,283
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$148,771
−HK$4,559/mo
Today · 4.125%
HK$153,330
baseline
▲ 0.50% · 4.625%
HK$162,660
+HK$9,330/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,660/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,513
−HK$8,672/mo
▼ 0.25% · 3.875%
HK$164,818
−HK$4,367/mo
Today · 4.125%
HK$169,185
baseline
▲ 0.50% · 4.625%
HK$178,103
+HK$8,918/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,370/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,493,986 · Scale 2, in force from 26 Feb 2026)