LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,163
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,657
−HK$2,533/mo
Today · 4.125%
HK$85,190
baseline
▲ 0.50% · 4.625%
HK$90,374
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,380/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,181
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,573
−HK$2,426/mo
Today · 4.125%
HK$93,999
baseline
▲ 0.50% · 4.625%
HK$98,954
+HK$4,955/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$187,998/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,196
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,188
−HK$3,040/mo
Today · 4.125%
HK$102,228
baseline
▲ 0.50% · 4.625%
HK$108,449
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,456/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,017
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,887
−HK$2,912/mo
Today · 4.125%
HK$112,799
baseline
▲ 0.50% · 4.625%
HK$118,745
+HK$5,946/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,598/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,229
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,719
−HK$3,547/mo
Today · 4.125%
HK$119,266
baseline
▲ 0.50% · 4.625%
HK$126,523
+HK$7,257/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,532/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,853
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,202
−HK$3,397/mo
Today · 4.125%
HK$131,599
baseline
▲ 0.50% · 4.625%
HK$138,535
+HK$6,936/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,198/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,294
−HK$9,048/mo
▼ 0.25% · 3.875%
HK$148,782
−HK$4,560/mo
Today · 4.125%
HK$153,342
baseline
▲ 0.50% · 4.625%
HK$162,673
+HK$9,331/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,684/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,525
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,831
−HK$4,367/mo
Today · 4.125%
HK$169,198
baseline
▲ 0.50% · 4.625%
HK$178,117
+HK$8,919/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,396/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,103 · Scale 2, in force from 26 Feb 2026)