LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,165
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,659
−HK$2,533/mo
Today · 4.125%
HK$85,192
baseline
▲ 0.50% · 4.625%
HK$90,376
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,384/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,183
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,575
−HK$2,426/mo
Today · 4.125%
HK$94,001
baseline
▲ 0.50% · 4.625%
HK$98,956
+HK$4,955/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,002/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,198
−HK$6,032/mo
▼ 0.25% · 3.875%
HK$99,190
−HK$3,040/mo
Today · 4.125%
HK$102,230
baseline
▲ 0.50% · 4.625%
HK$108,451
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,460/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,019
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,890
−HK$2,911/mo
Today · 4.125%
HK$112,801
baseline
▲ 0.50% · 4.625%
HK$118,747
+HK$5,946/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,602/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,231
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,722
−HK$3,547/mo
Today · 4.125%
HK$119,269
baseline
▲ 0.50% · 4.625%
HK$126,526
+HK$7,257/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,538/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,856
−HK$6,745/mo
▼ 0.25% · 3.875%
HK$128,204
−HK$3,397/mo
Today · 4.125%
HK$131,601
baseline
▲ 0.50% · 4.625%
HK$138,538
+HK$6,937/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,202/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,297
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,785
−HK$4,561/mo
Today · 4.125%
HK$153,346
baseline
▲ 0.50% · 4.625%
HK$162,676
+HK$9,330/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,692/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,529
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,834
−HK$4,368/mo
Today · 4.125%
HK$169,202
baseline
▲ 0.50% · 4.625%
HK$178,121
+HK$8,919/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,404/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,136 · Scale 2, in force from 26 Feb 2026)