LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,169
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,663
−HK$2,534/mo
Today · 4.125%
HK$85,197
baseline
▲ 0.50% · 4.625%
HK$90,381
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,394/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,188
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,580
−HK$2,426/mo
Today · 4.125%
HK$94,006
baseline
▲ 0.50% · 4.625%
HK$98,961
+HK$4,955/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,012/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,203
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,196
−HK$3,040/mo
Today · 4.125%
HK$102,236
baseline
▲ 0.50% · 4.625%
HK$108,457
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$204,472/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,025
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,896
−HK$2,911/mo
Today · 4.125%
HK$112,807
baseline
▲ 0.50% · 4.625%
HK$118,754
+HK$5,947/mo
Deposit HK$14.06M · loan HK$21.09M · min. income ≈ HK$225,614/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,237
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,728
−HK$3,547/mo
Today · 4.125%
HK$119,275
baseline
▲ 0.50% · 4.625%
HK$126,533
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,550/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,863
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,211
−HK$3,398/mo
Today · 4.125%
HK$131,609
baseline
▲ 0.50% · 4.625%
HK$138,546
+HK$6,937/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,218/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,305
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,794
−HK$4,560/mo
Today · 4.125%
HK$153,354
baseline
▲ 0.50% · 4.625%
HK$162,685
+HK$9,331/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,708/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,538
−HK$8,673/mo
▼ 0.25% · 3.875%
HK$164,843
−HK$4,368/mo
Today · 4.125%
HK$169,211
baseline
▲ 0.50% · 4.625%
HK$178,130
+HK$8,919/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,422/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,218 · Scale 2, in force from 26 Feb 2026)