LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,171
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,664
−HK$2,534/mo
Today · 4.125%
HK$85,198
baseline
▲ 0.50% · 4.625%
HK$90,382
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,396/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,189
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,581
−HK$2,427/mo
Today · 4.125%
HK$94,008
baseline
▲ 0.50% · 4.625%
HK$98,963
+HK$4,955/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,016/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,205
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,197
−HK$3,041/mo
Today · 4.125%
HK$102,238
baseline
▲ 0.50% · 4.625%
HK$108,459
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$204,476/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,027
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,897
−HK$2,912/mo
Today · 4.125%
HK$112,809
baseline
▲ 0.50% · 4.625%
HK$118,755
+HK$5,946/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$225,618/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,239
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,730
−HK$3,547/mo
Today · 4.125%
HK$119,277
baseline
▲ 0.50% · 4.625%
HK$126,535
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,554/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,865
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,213
−HK$3,398/mo
Today · 4.125%
HK$131,611
baseline
▲ 0.50% · 4.625%
HK$138,548
+HK$6,937/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,222/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,307
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,796
−HK$4,560/mo
Today · 4.125%
HK$153,356
baseline
▲ 0.50% · 4.625%
HK$162,688
+HK$9,332/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,712/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,540
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$164,846
−HK$4,368/mo
Today · 4.125%
HK$169,214
baseline
▲ 0.50% · 4.625%
HK$178,133
+HK$8,919/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,428/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,241 · Scale 2, in force from 26 Feb 2026)