LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,172
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,666
−HK$2,533/mo
Today · 4.125%
HK$85,199
baseline
▲ 0.50% · 4.625%
HK$90,384
+HK$5,185/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,398/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,191
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,583
−HK$2,426/mo
Today · 4.125%
HK$94,009
baseline
▲ 0.50% · 4.625%
HK$98,965
+HK$4,956/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,018/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,206
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,199
−HK$3,040/mo
Today · 4.125%
HK$102,239
baseline
▲ 0.50% · 4.625%
HK$108,460
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$204,478/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,029
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,899
−HK$2,912/mo
Today · 4.125%
HK$112,811
baseline
▲ 0.50% · 4.625%
HK$118,757
+HK$5,946/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$225,622/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,241
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,732
−HK$3,547/mo
Today · 4.125%
HK$119,279
baseline
▲ 0.50% · 4.625%
HK$126,537
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,558/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,867
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,216
−HK$3,397/mo
Today · 4.125%
HK$131,613
baseline
▲ 0.50% · 4.625%
HK$138,550
+HK$6,937/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,226/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,310
−HK$9,049/mo
▼ 0.25% · 3.875%
HK$148,798
−HK$4,561/mo
Today · 4.125%
HK$153,359
baseline
▲ 0.50% · 4.625%
HK$162,691
+HK$9,332/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,718/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,543
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$164,849
−HK$4,368/mo
Today · 4.125%
HK$169,217
baseline
▲ 0.50% · 4.625%
HK$178,136
+HK$8,919/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,434/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,266 · Scale 2, in force from 26 Feb 2026)