LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,173
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,667
−HK$2,534/mo
Today · 4.125%
HK$85,201
baseline
▲ 0.50% · 4.625%
HK$90,385
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,402/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,192
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,584
−HK$2,427/mo
Today · 4.125%
HK$94,011
baseline
▲ 0.50% · 4.625%
HK$98,966
+HK$4,955/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,022/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,208
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,201
−HK$3,040/mo
Today · 4.125%
HK$102,241
baseline
▲ 0.50% · 4.625%
HK$108,462
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$204,482/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,031
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,901
−HK$2,912/mo
Today · 4.125%
HK$112,813
baseline
▲ 0.50% · 4.625%
HK$118,760
+HK$5,947/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$225,626/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,243
−HK$7,038/mo
▼ 0.25% · 3.875%
HK$115,734
−HK$3,547/mo
Today · 4.125%
HK$119,281
baseline
▲ 0.50% · 4.625%
HK$126,539
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,562/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,869
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,218
−HK$3,397/mo
Today · 4.125%
HK$131,615
baseline
▲ 0.50% · 4.625%
HK$138,553
+HK$6,938/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,230/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,312
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$148,801
−HK$4,561/mo
Today · 4.125%
HK$153,362
baseline
▲ 0.50% · 4.625%
HK$162,693
+HK$9,331/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,724/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,546
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$164,852
−HK$4,368/mo
Today · 4.125%
HK$169,220
baseline
▲ 0.50% · 4.625%
HK$178,139
+HK$8,919/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,440/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,293 · Scale 2, in force from 26 Feb 2026)