LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,174
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,668
−HK$2,534/mo
Today · 4.125%
HK$85,202
baseline
▲ 0.50% · 4.625%
HK$90,386
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,404/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,193
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,585
−HK$2,427/mo
Today · 4.125%
HK$94,012
baseline
▲ 0.50% · 4.625%
HK$98,967
+HK$4,955/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,024/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,209
−HK$6,033/mo
▼ 0.25% · 3.875%
HK$99,202
−HK$3,040/mo
Today · 4.125%
HK$102,242
baseline
▲ 0.50% · 4.625%
HK$108,463
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$204,484/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,032
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$109,902
−HK$2,912/mo
Today · 4.125%
HK$112,814
baseline
▲ 0.50% · 4.625%
HK$118,761
+HK$5,947/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$225,628/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,244
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$115,735
−HK$3,548/mo
Today · 4.125%
HK$119,283
baseline
▲ 0.50% · 4.625%
HK$126,541
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,566/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,870
−HK$6,746/mo
▼ 0.25% · 3.875%
HK$128,219
−HK$3,397/mo
Today · 4.125%
HK$131,616
baseline
▲ 0.50% · 4.625%
HK$138,554
+HK$6,938/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,232/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,313
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$148,802
−HK$4,561/mo
Today · 4.125%
HK$153,363
baseline
▲ 0.50% · 4.625%
HK$162,695
+HK$9,332/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,726/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,547
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$164,853
−HK$4,368/mo
Today · 4.125%
HK$169,221
baseline
▲ 0.50% · 4.625%
HK$178,141
+HK$8,920/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,442/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,307 · Scale 2, in force from 26 Feb 2026)