LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,176
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,670
−HK$2,534/mo
Today · 4.125%
HK$85,204
baseline
▲ 0.50% · 4.625%
HK$90,388
+HK$5,184/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,408/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,195
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,587
−HK$2,427/mo
Today · 4.125%
HK$94,014
baseline
▲ 0.50% · 4.625%
HK$98,970
+HK$4,956/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,028/mo (50% DSR)
Upfront cash ≈ HK$19.07M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,211
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,204
−HK$3,041/mo
Today · 4.125%
HK$102,245
baseline
▲ 0.50% · 4.625%
HK$108,466
+HK$6,221/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$204,490/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,034
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,905
−HK$2,912/mo
Today · 4.125%
HK$112,817
baseline
▲ 0.50% · 4.625%
HK$118,764
+HK$5,947/mo
Deposit HK$14.06M · loan HK$21.10M · min. income ≈ HK$225,634/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,247
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$115,738
−HK$3,548/mo
Today · 4.125%
HK$119,286
baseline
▲ 0.50% · 4.625%
HK$126,544
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,572/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,873
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,222
−HK$3,398/mo
Today · 4.125%
HK$131,620
baseline
▲ 0.50% · 4.625%
HK$138,558
+HK$6,938/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,240/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,317
−HK$9,050/mo
▼ 0.25% · 3.875%
HK$148,806
−HK$4,561/mo
Today · 4.125%
HK$153,367
baseline
▲ 0.50% · 4.625%
HK$162,699
+HK$9,332/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$306,734/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,551
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$164,857
−HK$4,369/mo
Today · 4.125%
HK$169,226
baseline
▲ 0.50% · 4.625%
HK$178,146
+HK$8,920/mo
Deposit HK$3.52M · loan HK$31.64M · min. income ≈ HK$338,452/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,345 · Scale 2, in force from 26 Feb 2026)