LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,182
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,676
−HK$2,534/mo
Today · 4.125%
HK$85,210
baseline
▲ 0.50% · 4.625%
HK$90,395
+HK$5,185/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,420/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,202
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,594
−HK$2,427/mo
Today · 4.125%
HK$94,021
baseline
▲ 0.50% · 4.625%
HK$98,977
+HK$4,956/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,042/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,219
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,212
−HK$3,041/mo
Today · 4.125%
HK$102,253
baseline
▲ 0.50% · 4.625%
HK$108,474
+HK$6,221/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,506/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,042
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,913
−HK$2,913/mo
Today · 4.125%
HK$112,826
baseline
▲ 0.50% · 4.625%
HK$118,773
+HK$5,947/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,652/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,255
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,747
−HK$3,548/mo
Today · 4.125%
HK$119,295
baseline
▲ 0.50% · 4.625%
HK$126,553
+HK$7,258/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$238,590/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,883
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,232
−HK$3,398/mo
Today · 4.125%
HK$131,630
baseline
▲ 0.50% · 4.625%
HK$138,568
+HK$6,938/mo
Deposit HK$10.55M · loan HK$24.61M · min. income ≈ HK$263,260/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,328
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,818
−HK$4,561/mo
Today · 4.125%
HK$153,379
baseline
▲ 0.50% · 4.625%
HK$162,712
+HK$9,333/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$306,758/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,564
−HK$8,674/mo
▼ 0.25% · 3.875%
HK$164,870
−HK$4,368/mo
Today · 4.125%
HK$169,238
baseline
▲ 0.50% · 4.625%
HK$178,159
+HK$8,921/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$338,476/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,459 · Scale 2, in force from 26 Feb 2026)