LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,187
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,681
−HK$2,534/mo
Today · 4.125%
HK$85,215
baseline
▲ 0.50% · 4.625%
HK$90,401
+HK$5,186/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,430/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,207
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,600
−HK$2,427/mo
Today · 4.125%
HK$94,027
baseline
▲ 0.50% · 4.625%
HK$98,983
+HK$4,956/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,054/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,224
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,218
−HK$3,041/mo
Today · 4.125%
HK$102,259
baseline
▲ 0.50% · 4.625%
HK$108,481
+HK$6,222/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,518/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,049
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$109,920
−HK$2,912/mo
Today · 4.125%
HK$112,832
baseline
▲ 0.50% · 4.625%
HK$118,780
+HK$5,948/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,664/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,262
−HK$7,040/mo
▼ 0.25% · 3.875%
HK$115,754
−HK$3,548/mo
Today · 4.125%
HK$119,302
baseline
▲ 0.50% · 4.625%
HK$126,561
+HK$7,259/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,604/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,890
−HK$6,748/mo
▼ 0.25% · 3.875%
HK$128,240
−HK$3,398/mo
Today · 4.125%
HK$131,638
baseline
▲ 0.50% · 4.625%
HK$138,576
+HK$6,938/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,276/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,337
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,826
−HK$4,562/mo
Today · 4.125%
HK$153,388
baseline
▲ 0.50% · 4.625%
HK$162,721
+HK$9,333/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$306,776/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,573
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$164,880
−HK$4,368/mo
Today · 4.125%
HK$169,248
baseline
▲ 0.50% · 4.625%
HK$178,170
+HK$8,922/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$338,496/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,546 · Scale 2, in force from 26 Feb 2026)