LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,188
−HK$5,028/mo
▼ 0.25% · 3.875%
HK$82,682
−HK$2,534/mo
Today · 4.125%
HK$85,216
baseline
▲ 0.50% · 4.625%
HK$90,401
+HK$5,185/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,432/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,208
−HK$4,819/mo
▼ 0.25% · 3.875%
HK$91,600
−HK$2,427/mo
Today · 4.125%
HK$94,027
baseline
▲ 0.50% · 4.625%
HK$98,984
+HK$4,957/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,054/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,225
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,218
−HK$3,041/mo
Today · 4.125%
HK$102,259
baseline
▲ 0.50% · 4.625%
HK$108,481
+HK$6,222/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,518/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,049
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,920
−HK$2,913/mo
Today · 4.125%
HK$112,833
baseline
▲ 0.50% · 4.625%
HK$118,781
+HK$5,948/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,666/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,263
−HK$7,039/mo
▼ 0.25% · 3.875%
HK$115,755
−HK$3,547/mo
Today · 4.125%
HK$119,302
baseline
▲ 0.50% · 4.625%
HK$126,562
+HK$7,260/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,604/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,891
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,240
−HK$3,398/mo
Today · 4.125%
HK$131,638
baseline
▲ 0.50% · 4.625%
HK$138,577
+HK$6,939/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,276/mo (50% DSR)
Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,338
−HK$9,051/mo
▼ 0.25% · 3.875%
HK$148,827
−HK$4,562/mo
Today · 4.125%
HK$153,389
baseline
▲ 0.50% · 4.625%
HK$162,722
+HK$9,333/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$306,778/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,574
−HK$8,675/mo
▼ 0.25% · 3.875%
HK$164,881
−HK$4,368/mo
Today · 4.125%
HK$169,249
baseline
▲ 0.50% · 4.625%
HK$178,171
+HK$8,922/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$338,498/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,556 · Scale 2, in force from 26 Feb 2026)