LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,192
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,687
−HK$2,534/mo
Today · 4.125%
HK$85,221
baseline
▲ 0.50% · 4.625%
HK$90,407
+HK$5,186/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$170,442/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,213
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,606
−HK$2,427/mo
Today · 4.125%
HK$94,033
baseline
▲ 0.50% · 4.625%
HK$98,990
+HK$4,957/mo
Deposit HK$17.58M · loan HK$17.58M · min. income ≈ HK$188,066/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,231
−HK$6,034/mo
▼ 0.25% · 3.875%
HK$99,224
−HK$3,041/mo
Today · 4.125%
HK$102,265
baseline
▲ 0.50% · 4.625%
HK$108,488
+HK$6,223/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,530/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,056
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,927
−HK$2,913/mo
Today · 4.125%
HK$112,840
baseline
▲ 0.50% · 4.625%
HK$118,788
+HK$5,948/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,680/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,269
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,762
−HK$3,548/mo
Today · 4.125%
HK$119,310
baseline
▲ 0.50% · 4.625%
HK$126,569
+HK$7,259/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,620/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,899
−HK$6,747/mo
▼ 0.25% · 3.875%
HK$128,248
−HK$3,398/mo
Today · 4.125%
HK$131,646
baseline
▲ 0.50% · 4.625%
HK$138,586
+HK$6,940/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,292/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,346
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$148,836
−HK$4,562/mo
Today · 4.125%
HK$153,398
baseline
▲ 0.50% · 4.625%
HK$162,732
+HK$9,334/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$306,796/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,584
−HK$8,676/mo
▼ 0.25% · 3.875%
HK$164,891
−HK$4,369/mo
Today · 4.125%
HK$169,260
baseline
▲ 0.50% · 4.625%
HK$178,182
+HK$8,922/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$338,520/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,648 · Scale 2, in force from 26 Feb 2026)