LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,200
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,695
−HK$2,534/mo
Today · 4.125%
HK$85,229
baseline
▲ 0.50% · 4.625%
HK$90,415
+HK$5,186/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,458/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,222
−HK$4,820/mo
▼ 0.25% · 3.875%
HK$91,614
−HK$2,428/mo
Today · 4.125%
HK$94,042
baseline
▲ 0.50% · 4.625%
HK$98,999
+HK$4,957/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,084/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,240
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,234
−HK$3,041/mo
Today · 4.125%
HK$102,275
baseline
▲ 0.50% · 4.625%
HK$108,498
+HK$6,223/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,550/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,066
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,937
−HK$2,913/mo
Today · 4.125%
HK$112,850
baseline
▲ 0.50% · 4.625%
HK$118,799
+HK$5,949/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,700/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,280
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,772
−HK$3,549/mo
Today · 4.125%
HK$119,321
baseline
▲ 0.50% · 4.625%
HK$126,581
+HK$7,260/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,642/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,910
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,260
−HK$3,399/mo
Today · 4.125%
HK$131,659
baseline
▲ 0.50% · 4.625%
HK$138,599
+HK$6,940/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,318/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,360
−HK$9,052/mo
▼ 0.25% · 3.875%
HK$148,850
−HK$4,562/mo
Today · 4.125%
HK$153,412
baseline
▲ 0.50% · 4.625%
HK$162,747
+HK$9,335/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$306,824/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,599
−HK$8,677/mo
▼ 0.25% · 3.875%
HK$164,906
−HK$4,370/mo
Today · 4.125%
HK$169,276
baseline
▲ 0.50% · 4.625%
HK$178,198
+HK$8,922/mo
Deposit HK$3.52M · loan HK$31.65M · min. income ≈ HK$338,552/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,787 · Scale 2, in force from 26 Feb 2026)