LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,204
−HK$5,030/mo
▼ 0.25% · 3.875%
HK$82,699
−HK$2,535/mo
Today · 4.125%
HK$85,234
baseline
▲ 0.50% · 4.625%
HK$90,420
+HK$5,186/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,468/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,226
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,619
−HK$2,428/mo
Today · 4.125%
HK$94,047
baseline
▲ 0.50% · 4.625%
HK$99,004
+HK$4,957/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,094/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,245
−HK$6,035/mo
▼ 0.25% · 3.875%
HK$99,239
−HK$3,041/mo
Today · 4.125%
HK$102,280
baseline
▲ 0.50% · 4.625%
HK$108,504
+HK$6,224/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,560/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,072
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$109,943
−HK$2,913/mo
Today · 4.125%
HK$112,856
baseline
▲ 0.50% · 4.625%
HK$118,805
+HK$5,949/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,712/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,286
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,779
−HK$3,548/mo
Today · 4.125%
HK$119,327
baseline
▲ 0.50% · 4.625%
HK$126,588
+HK$7,261/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,654/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,917
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,267
−HK$3,399/mo
Today · 4.125%
HK$131,666
baseline
▲ 0.50% · 4.625%
HK$138,606
+HK$6,940/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,332/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,368
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,858
−HK$4,563/mo
Today · 4.125%
HK$153,421
baseline
▲ 0.50% · 4.625%
HK$162,756
+HK$9,335/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,842/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,607
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,915
−HK$4,370/mo
Today · 4.125%
HK$169,285
baseline
▲ 0.50% · 4.625%
HK$178,208
+HK$8,923/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,570/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,867 · Scale 2, in force from 26 Feb 2026)