LTV · monthly repayment
▼ 0.50% · 3.625%
HK$80,208
−HK$5,029/mo
▼ 0.25% · 3.875%
HK$82,702
−HK$2,535/mo
Today · 4.125%
HK$85,237
baseline
▲ 0.50% · 4.625%
HK$90,424
+HK$5,187/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$170,474/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,230
−HK$4,821/mo
▼ 0.25% · 3.875%
HK$91,623
−HK$2,428/mo
Today · 4.125%
HK$94,051
baseline
▲ 0.50% · 4.625%
HK$99,008
+HK$4,957/mo
Deposit HK$17.59M · loan HK$17.59M · min. income ≈ HK$188,102/mo (50% DSR)
Upfront cash ≈ HK$19.08M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$96,249
−HK$6,036/mo
▼ 0.25% · 3.875%
HK$99,243
−HK$3,042/mo
Today · 4.125%
HK$102,285
baseline
▲ 0.50% · 4.625%
HK$108,508
+HK$6,223/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$204,570/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$107,076
−HK$5,785/mo
▼ 0.25% · 3.875%
HK$109,948
−HK$2,913/mo
Today · 4.125%
HK$112,861
baseline
▲ 0.50% · 4.625%
HK$118,810
+HK$5,949/mo
Deposit HK$14.07M · loan HK$21.10M · min. income ≈ HK$225,722/mo (50% DSR)
Upfront cash ≈ HK$15.56M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,291
−HK$7,041/mo
▼ 0.25% · 3.875%
HK$115,783
−HK$3,549/mo
Today · 4.125%
HK$119,332
baseline
▲ 0.50% · 4.625%
HK$126,593
+HK$7,261/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$238,664/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$124,922
−HK$6,749/mo
▼ 0.25% · 3.875%
HK$128,272
−HK$3,399/mo
Today · 4.125%
HK$131,671
baseline
▲ 0.50% · 4.625%
HK$138,612
+HK$6,941/mo
Deposit HK$10.55M · loan HK$24.62M · min. income ≈ HK$263,342/mo (50% DSR)
Upfront cash ≈ HK$12.05M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,374
−HK$9,053/mo
▼ 0.25% · 3.875%
HK$148,864
−HK$4,563/mo
Today · 4.125%
HK$153,427
baseline
▲ 0.50% · 4.625%
HK$162,763
+HK$9,336/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$306,854/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,614
−HK$8,678/mo
▼ 0.25% · 3.875%
HK$164,922
−HK$4,370/mo
Today · 4.125%
HK$169,292
baseline
▲ 0.50% · 4.625%
HK$178,215
+HK$8,923/mo
Deposit HK$3.52M · loan HK$31.66M · min. income ≈ HK$338,584/mo (50% DSR)
Upfront cash ≈ HK$5.01M (deposit + AVD stamp duty HK$1,494,929 · Scale 2, in force from 26 Feb 2026)